FAQ – Retirement Horror Stories
Retirement Horror Stories
Every adviser has heard stories that make you wince, retirements that didn’t go to plan.
I’ve met people who took their pension in one go to pay off a mortgage, not realising they’d face a large tax bill. Others assumed their state pension would cover everything, only to find the numbers didn’t stretch far enough.
One couple told me they’d relied on a single investment that promised high returns. It didn’t deliver.
These aren’t bad people making reckless decisions. They’re good people without the right guidance at the right time.
The real horror stories don’t come from bad luck. They come from a lack of preparation. The good news is, they’re entirely avoidable.
A clear plan can protect you from those mistakes. It can ensure your money lasts, your tax is minimised, and your goals stay within reach.
If you want your retirement story to be one you’re proud of, start planning now. One conversation could change how the next twenty years of your life feel.