FAQ – Meet Sanjay
Meet Sanjay
Hi, I’m Sanjay Gambhir, Financial Planner specialising in retirement planning. I hold a Diploma in Regulated Financial Planning, as well as multiple Chartered level qualifications such as Private Client Advice with the Chartered Institute for Investments and Pension Transfer Advice with the Chartered Insurance Institute.
I initially started my career in banking, but later, launched The Wealth Point because I wanted to do something that genuinely helped people. Over the years I’ve met plenty of successful professionals who’ve worked hard, made smart decisions, and built great careers. But the education system doesn’t equip us to effectively manage our money and it certainly doesn’t educate people on how to plan for their retirement. That lack of emphasis lulls people into becoming complacent about their retirement and then, when they get there, they realise they can’t afford to live on a state pension – to me that’s just wrong.
Nobody should work hard their whole life, contributing to the coffers of the country only then to retire into uncertainty. The truth is, the difference between those who enjoy their retirement and those who don’t usually comes down to one thing: planning.
Since 2018 I’ve dedicated my work to helping people achieve the retirement they’ve always dreamed of. Exploring their options, developing strategies, and making decisions that genuinely improve their quality of life so they can lead the lifestyle they want.
There are plenty of financial advisers out there, so my advice is simple: do your homework. Check their background. How long have they been in business? What qualifications do they hold? Do they share client testimonials? Are they upfront about their fees? And, most importantly, do you feel you can trust them to help secure your future? Taking the wrong advice at the wrong time could mean the difference between retiring early or working until you drop.
For my part, I’ve been in financial services since 2018, starting out in the Markets and International Banking division at the Royal Bank of Scotland before founding The Wealth Point here in Liverpool. Over the past 7 years, I’ve built a loyal base of clients across the North West but don’t just take my word for it – do your own research and checkout our client testimonials on our website. Our fees are completely transparent. We charge £XXX for the initial consultation and £XXX for ongoing advice.
Whilst many advisers concentrate on the money, we look at building wealth through the lens of lifestyle to ensure that we meet the ultimate goal of enabling the life you want to lead.
Whether you choose me and the team here at The Wealth Point, or someone else entirely, the most important thing is to take that first step. Proper retirement planning doesn’t just set you up for the future, it takes the anxiety out of the everyday and make life a little lighter.
If you’d like to talk things through then get in touch for a commitment-free chat – I guarantee you won’t regret it.